The General Rule
Commercial vehicle restrictions are common in HOA CC&Rs and generally enforceable. The key issue is how 'commercial vehicle' is defined in your governing documents. Some CC&Rs define it by vehicle type, others by signage or lettering, and some by weight (over 1 ton). A standard pickup truck used for work with no commercial markings may or may not qualify depending on your CC&Rs. HOAs can typically ban: vehicles with visible commercial branding, contractor vehicles with racks or equipment, semi-trucks and large vans, and box trucks or panel vans.
Texas-Specific Rules
Texas HOAs can enforce commercial vehicle restrictions but must follow notice-and-cure procedures. This is one of the most contested HOA issues in Texas given the prevalence of work trucks.
Why Your CC&Rs May Be Different
State law sets the minimum floor — but your community's CC&Rs, bylaws, and board-adopted rules may be stricter, may include exceptions, or may have been amended recently. The only way to know exactly what applies to your community is to read your specific governing documents.
Most CC&Rs are 40–120 pages of dense legal language. Finding the exact section that answers your question can take 20–30 minutes — if you can find it at all.
Get the exact answer from YOUR community's documents
Upload your CC&Rs and bylaws. Covrly reads them and answers any question with the exact page and section cited. Works on scanned PDFs. No account needed.